Credit Card

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Credit Card is an item in HoloCure - Save the Fans!. It is unlocked by completing the Time To Upgrade Icon.pngTime To Upgrade achievement, which requires finding an Anvil during a run. Players will receive the achievement whether they win or lose the run, and whether they use the Anvil or not.

Credit Card reduces the upgrade cost of enhancing (and, while unmentioned, enchanting) when using Anvils, and makes Anvils themselves appear more often.

Upgrades

Credit Card
Utility
Item Frame.png
Credit Card Icon.png
Level 1
Cost of enhancing is reduced by 20% and anvils appear 20% more often.
Level 2
Cost of enhancing is reduced by 25% and anvils appear 40% more often.
Level 3
Cost of enhancing is reduced by 30% and anvils appear 60% more often.
Level 4
Cost of enhancing is reduced by 35% and anvils appear 80% more often.
Level MAX
Cost of enhancing is reduced by 40% and anvils appear twice as often.
Super Credit Card
Utility
Item Frame.png
Super Credit Card Icon.png
Level MAX
Cost of enhancing is reduced by 50% and anvils appear twice as often. At every minute, an anvil will appear.

Behavior

Drop chance

The new drop rate can be calculated using the formula:

[Toggle display]
dropChance=1floor(1300(1dropChanceBuff))+1
dropChance = 1/(floor(1300 * (1 - dropChanceBuff)) + 1)

where dropChanceBuff at each level is given as:

Level dropChanceBuff
1 0.18
2 0.28
3 0.38
4 0.45
5 & Super 0.5

Due to the values being given to accuracy of two decimals, the actual drop rate increases slightly vary from the values given in the description:

Level Description New drop rate Actual increase
1 20% 1/1067 21.9%
2 40% 1/937 38.8%
3 60% 1/807 61.2%
4 80% 1/716 81.7%
5 & Super 100% 1/651 99.8%

Free Anvil

Despite not being mentioned in the description, all levels of Credit Card cause a free Anvil to drop after a randomized time interval in addition to increasing the drop chance. The minimum and maximum times between these Anvil spawns are reduced with each upgrade:

Level Min time (s) Max time (s)
1 120 240
2 105 210
3 90 180
4 75 150
5 60 120
Super 60 60

History

For the full list of changes, see Changelog.

0.5 Release
  • Adjusted the randomness after taking Credit Card.
    • Now occasionally causes a free anvil to spawn.[Undocumented]
  • Weight reduced from 4 to 3.[Undocumented]
  • Added Super variant.
0.4 Release
  • Anvils drop rate also increases per level.
    • From 20% to 20%/40%/60%/80%/100%.
0.3 Release
  • Initial release.